Emergency Vet Prices: How Much Does an Emergency Vet Visit Cost?

An emergency vet visit is not something you should joke around with. If your animal is hurt, you cannot wait until the morning hours to take it to the vet clinic. It needs immediate attention since it will become worse without proper treatment.

Emergency vet visit cost

How much is an emergency vet visit without insurance?

Unfortunately, there are many pet parents like yourself that have experienced this heartbreaking situation. The cost of an emergency vet visit can range from $300 to $3,000 or more. These costs will vary depending on the severity of the condition that your pet is experiencing and the necessary tests and treatments needed to resolve it.

For example, a dog hit by a car and paralyzed may need surgery costing $1,500 to $3,000. A dog with a broken leg might need $400 to $800 in care.

In addition to the cost of treatment, there may be additional charges for things like:

  • Admission and consultation fees
  • Bloodwork and laboratory testing
  • X-rays and radiology exams
  • IV catheterization and fluids
  • Emergency resuscitation
  • Medications administered during hospitalization

If your pet is injured or ill and needs immediate attention, don’t worry about money first — rush your pet to an emergency vet clinic. You’ll have time later to figure out how to pay for it.

The cost of veterinary care can feel overwhelming. There are many factors that affect how much you’ll pay for an emergency vet visit, but most pet owners should have some idea of what they’re up against.

An emergency vet hospital is equipped with advanced medical equipment, including an X-ray machine, an ultrasound machine and other diagnostic tools. Most hospitals also have the ability to offer more specialized care such as surgery and overnight monitoring. The cost of this equipment is factored into the fees you pay for treatment.

The majority of emergency vets work in teams. They may include veterinarians, technicians, assistants and support staff to handle your pet’s needs. The cost of these professionals’ time and expertise is another factor when it comes to determining the cost of an emergency vet visit.

Many emergency vet clinics are open 24 hours a day, 365 days a year; this means that they typically charge more than a regular veterinary clinic that has normal business hours. That’s because they still need to maintain their facility when business is slow; otherwise, they won’t have the resources to provide quality care when your pet needs it most.

Free or low-cost emergency vets near me

If you’re in need of emergency veterinary care and are looking for a nationwide chain that won’t break the bank, there are several options to consider. Here are a few low-cost emergency vets near you:

1. Banfield Pet Hospital

Banfield has over 1,000 locations across the U.S., and they offer a range of emergency services at affordable prices. They also have a wellness plan that includes unlimited office visits and discounts on other services.


  • Banfield Pet Hospital has locations all over the United States, making it easy to find one near you.
  • They offer a wide range of services, including emergency care, surgery, and preventive care.
  • They have a Wellness Plan that includes unlimited office visits, vaccines, and diagnostic tests for a monthly fee. This can be a good option for pet owners who want to save money on routine care.
  • They have a team of veterinarians and technicians who are trained to handle emergencies.


  • Some customers have reported that Banfield Pet Hospital is more expensive than other emergency vet options.
  • Some customers have had negative experiences with the staff or the quality of care at Banfield Pet Hospital.
  • Some customers have reported that Banfield Pet Hospital tries to upsell unnecessary treatments or procedures.

2. PetSmart Banfield vet clinic

PetSmart has over 1,600 stores in the U.S., and many of them offer emergency veterinary services through their in-store veterinary clinics. They offer competitive pricing and also have a wellness plan that includes unlimited office visits and discounts on other services.


  • Convenient location: PetSmart Banfield is located in many PetSmart stores across the country, so you can easily find one near you.
  • Affordable prices: PetSmart Banfield offers low-cost emergency services for pets, making it a great option for those on a budget.
  • Wide range of services: PetSmart Banfield offers a variety of emergency services, including surgeries, diagnostics, and x-rays.
  • Experienced staff: The staff at PetSmart Banfield are experienced veterinarians and technicians who can provide high-quality care for your pet.


  • Limited hours: PetSmart Banfield only offers emergency services during certain hours, so you may not be able to get help outside of those times.
  • Limited availability: Because PetSmart Banfield is located in PetSmart stores, there may not be enough space or staff to accommodate all pets in need of emergency care.
  • Limited follow-up care: PetSmart Banfield may not be able to provide follow-up care for pets after their initial emergency visit, so you may have to go to a different facility for ongoing treatment.

3. ASPCA Pet Health Insurance

While not an emergency vet clinic, ASPCA Pet Health Insurance offers coverage for unexpected emergencies and surgeries. They have several plans to choose from at competitive prices, and their coverage includes access to a network of over 20,000 veterinarians nationwide.


  • ASPCA Pet Health Insurance offers a variety of coverage options to meet the needs of different pets and budget constraints.
  • The company has a 24/7 emergency hotline available for pet owners who need immediate assistance.
  • ASPCA Pet Health Insurance covers many common emergency situations, including accidents, illnesses, and surgeries.
  • The company has a strong reputation and has been in business for over 30 years.


  • Some pet owners have reported difficulty getting coverage for pre-existing conditions.
  • The coverage limits may not be sufficient for more expensive emergency treatments.
  • ASPCA Pet Health Insurance does not cover routine check-ups or preventative care.

4. VCA Animal Hospitals

VCA has over 1,000 locations across the U.S., and they offer a range of emergency services at competitive prices. They also have a wellness plan that includes unlimited office visits and discounts on other services.


  • Wide availability: VCA Animal Hospitals have over 1,000 locations nationwide, making it easy to find one near you.
  • Highly trained staff: VCA Animal Hospitals have a team of veterinarians and technicians who are trained to handle all types of emergencies.
  • Advanced technology: VCA Animal Hospitals have state-of-the-art equipment and technology to provide the best possible care for your pet.


  1. Cost: VCA Animal Hospitals can be on the pricier side, especially for emergency care. It is important to check with your insurance provider to see if they cover emergency vet visits.
  2. Long wait times: During peak hours, it is not uncommon to experience long wait times at VCA Animal Hospitals. It is important to consider this if your pet is experiencing a serious emergency.

5. The Pet Emergency Clinic and Referral Center

While this is not a nationwide chain, The Pet Emergency Clinic and Referral Center has multiple locations in California and offers affordable emergency services. They have a team of experienced veterinarians on staff and offer a range of diagnostic and treatment options.


  • The Pet Emergency Clinic and Referral Center is open 24/7, so you can bring your pet in for emergency care at any time of day or night.
  • They have a team of experienced veterinarians and technicians who are trained to handle all types of emergencies.
  • They offer a variety of services, including X-rays, surgery, and critical care.
  • They have a low-cost option for those who cannot afford the full cost of emergency care.


  • The Pet Emergency Clinic and Referral Center can be busy and crowded, which means it may take longer to be seen by a veterinarian.
  • They do not offer regular wellness care or preventive services, so you will still need to visit your regular veterinarian for those needs.
  • Some people may find the costs of emergency care to be expensive, even with the low-cost option.

No matter which option you choose, it’s important to act quickly in an emergency and seek the care your pet needs as soon as possible. These nationwide chains offer reliable, affordable emergency care options that can help you get your furry friend the help they need.

What to do if you can’t afford emergency vet

Research low-cost or free clinics in your area: Many cities have organizations that offer discounted or free veterinary services for those in financial need. Look for these resources online or ask your regular veterinarian for recommendations.

Consider a payment plan: Some veterinary clinics offer payment plans for emergency care, allowing you to make smaller payments over time rather than paying the full amount upfront. Be sure to ask about this option before receiving treatment.

Seek help from friends and family: If you have a supportive network of friends and family, don’t be afraid to ask for help with the cost of emergency vet care. You could also consider setting up a crowdfunding campaign to cover the cost.

Look into pet insurance: If you don’t already have pet insurance, now might be the time to consider it. Many policies cover emergency care and can help alleviate the financial burden of unexpected veterinary bills.

Consider alternative treatments: In some cases, alternative treatments like acupuncture or chiropractic care may be less expensive than traditional veterinary care. Talk to your veterinarian about your options and whether any of these treatments might be appropriate for your pet.

Don’t skip necessary care: While it may be tempting to try to save money by avoiding emergency vet care, it’s important to remember that your pet’s health is the most important thing. If you truly cannot afford the cost of care, you may need to consider giving your pet to a new home that can provide the necessary care.

Utilize online resources: Many online resources, such as PetMD and VetFinder, offer information on low-cost clinics and services in your area. These resources can be helpful in finding affordable care options.

Look into non-profit organizations: Non-profit organizations like the ASPCA and Petco Foundation often offer grants and other financial assistance to help pet owners afford emergency care. Research these options and see if you qualify.

Ask your regular veterinarian for recommendations: Your regular veterinarian likely knows of resources and options for affordable emergency care. Don’t be afraid to ask for their recommendations and advice.

Consider a credit card with a 0% interest rate: If you have a good credit score, you may be able to get a credit card with a 0% interest rate for a certain amount of time. This can allow you to pay off the cost of emergency vet care over time without accruing interest. Just be sure to pay off the balance before the interest rate kicks in.

Negotiate with the veterinary clinic: It never hurts to ask if the clinic can offer a discounted rate or payment plan. They may be willing to work with you if they understand your financial situation.

Consider a personal loan: If all else fails, you may need to consider taking out a personal loan to cover the cost of emergency vet care. Just be sure to research your options and choose a lender with competitive interest rates.

Do emergency vets cost more?

Emergency vets do generally cost more than regular vets, but there are several reasons for this. First and foremost, emergency vets are available 24/7 to provide care for your pet in case of a medical emergency. This means they have to staff their clinics around the clock, which is a much more expensive endeavor than regular vet clinics that are only open during business hours.

Emergency vets also have to be prepared for a wide range of medical emergencies and be equipped with the necessary supplies and equipment to handle them. This includes things like oxygen tanks, defibrillators, and specialized surgical instruments. All of these things come with a cost, which is reflected in the prices for emergency vet care.

Another factor that can contribute to the higher cost of emergency vet care is the urgency of the situation. If your pet needs immediate attention, the vet may have to perform more expensive procedures or tests in order to properly diagnose and treat the issue. This can add to the overall cost of care.

Many pet insurance plans do not cover emergency care, so you may be responsible for paying for the entire cost out of pocket. It’s always a good idea to check with your insurance provider before seeking emergency vet care to see what is covered and what is not.

Should I go to the emergency vet?

Approximately 90% of all domestic pets will require some form of emergency or out-of-hours treatment in their lifetime, but when should you use an emergency vet?

If you are unsure whether your pet needs urgent treatment, you should telephone your local emergency vet. A telephone call costs nothing and simply explaining your pet’s symptoms will enable the veterinarian to determine if the situation is urgent.

If your pet displays any of the following symptoms you should seek urgent veterinary care immediately:

  • Loss of consciousness
  • Breathing difficulties
  • Choking
  • Broken, or suspected broken bones
  • Seizures
  • Significant or prolonged bleeding
  • Swelling around the head and/or neck
  • Heatstroke symptoms
  • Frothing around the mouth
  • Chronic vomiting
  • Ingestion of toxic substances ie medicine, pesticides, chocolate
  • Snakebite (rare)

Listen carefully to any advice the vet gives you over the phone. Be clear if you are unable to get to a vet clinic and give your address so the veterinarian can come to you as quickly as possible.

Do you have to pay emergency vet bills right away?

Emergency vet bills can be a major financial burden, and many people wonder if they have to pay them right away. The short answer is that it depends on the specific circumstances and policies of the vet clinic. Here are some things to consider:

Some vet clinics may require payment upfront or at the time of service. This is especially common for emergency care, as it can be expensive and time-sensitive. In these cases, you may need to pay the bill in full before your pet can receive treatment.

Other clinics may allow you to make payment arrangements or use a payment plan. This can be a good option if you are unable to pay the full amount upfront. However, keep in mind that this option may not be available for all emergency care services.

Some pet insurance plans cover emergency vet bills, so if you have insurance, you may not have to pay the full amount upfront. However, it’s important to check your policy to see what is covered and what you may need to pay out of pocket.

If you are unable to pay the bill at all, you may be able to negotiate a payment plan or seek financial assistance from a local animal welfare organization. Keep in mind that these options may not always be available, and you may need to consider other options such as euthanasia or surrendering your pet to a rescue group.

Overall, it’s important to be prepared for the potential financial burden of emergency vet bills. This may mean having an emergency fund set aside or having pet insurance in place to help cover unexpected costs. It’s also a good idea to research different vet clinics and their payment policies before an emergency arises, so you know what to expect.

Can you negotiate vet bills?

Yes, you can negotiate vet bills in some cases. It’s important to remember that veterinarians provide a valuable service and deserve fair compensation for their work, but that doesn’t mean you can’t try to reduce the cost of your pet’s care.

One way to negotiate vet bills is to ask about payment options. Many veterinarians offer payment plans or discounts for cash payments. You can also ask if they offer a discount for multiple pets or if they have any promotions or discounts available.

Another option is to ask about generic medications or treatments. Many of the medications and treatments prescribed by veterinarians have generic equivalents that can be significantly cheaper. Your veterinarian may be willing to prescribe these options if they are appropriate for your pet.

It’s also a good idea to shop around and compare prices at different veterinary clinics. Keep in mind that the cheapest option may not always be the best option, but it’s worth checking to see if you can find a good balance between quality care and cost.

Overall, it’s important to remember that your veterinarian is a partner in your pet’s health care and to approach the conversation about the cost with respect and openness. If you have a good relationship with your veterinarian, they may be willing to work with you to find a solution that fits your budget.

Conclusion of emergency vet visit cost

The cost of an emergency vet visit can vary greatly depending on the severity of the emergency and the necessary treatment. It is not uncommon for an emergency vet visit to cost several hundred dollars, if not more. Some common factors that may impact the cost of an emergency vet visit include the cost of diagnostic tests, medications, and any necessary surgeries or procedures.

Despite the potential for high costs, it is important to prioritize the health and well-being of your pet. Seeking emergency care can be lifesaving for your pet, and it is always worth the investment to ensure their health and safety.

It is a good idea to research different emergency vet clinics in your area and compare their costs, as well as to consider purchasing pet insurance to help cover unexpected medical expenses. Some veterinarians also offer payment plans or financing options for those who may not be able to afford the cost upfront.

In conclusion, the cost of an emergency vet visit can be significant, but it is worth it to ensure the health and well-being of your beloved pet. It is important to do your research and consider financing options to help alleviate the financial burden. Remember, the cost of an emergency vet visit is always worth it to ensure the safety and well-being of your furry friend.

Veterinary emergency care: Bringing it all together

Hannah Elizabeth is an English animal behavior author, having written for several online publications. With a degree in Animal Behaviour and over a decade of practical animal husbandry experience, Hannah's articles cover everything from pet care to wildlife conservation. When she isn't creating content for blog posts, Hannah enjoys long walks with her Rottweiler cross Senna, reading fantasy novels and breeding aquarium shrimp.

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