Cigna Dental Insurance 🦷💡
Cigna Dental is one of the fastest-growing dental insurance providers in the U.S., serving over 17 million members with a vast network of 132,000+ dentists nationwide. But while Cigna is a trusted name, many customers still have questions and concerns about coverage, costs, and hidden details.
Are unexpected bills catching you off guard? Is customer service as reliable as claimed? And how do you pick the best plan for your needs?
🔥 Key Takeaways: Quick Answers to Common Questions
| Question ❓ | Quick Answer ✅ |
|---|---|
| Is Cigna Dental worth it? | Great for preventive care & affordability, but check for exclusions & network limits. |
| What’s the biggest complaint about Cigna Dental? | Claim denials & unexpected out-of-pocket costs. |
| Which plan is best for savings? | Cigna DHMO (cheapest option) or Dental 1500 (for orthodontics). |
| Does Cigna cover braces? | Only under select plans like Cigna Dental 1500. |
| Can I use any dentist? | PPO plans allow any dentist, but you’ll pay more out-of-network. DHMO requires in-network use. |
| Are waiting periods a problem? | Yes—major procedures may have waiting periods (usually 6-12 months). |
| How can I lower costs? | Use preventive care, in-network dentists, and a Health Savings Account (HSA). |
🏥 “Why Do Some People Struggle With Cigna Dental?”
Cigna is a trusted name, but it’s not perfect. Here’s where most complaints come from:
| Issue 🚨 | Impact on You ❌ |
|---|---|
| Claim Denials ❌ | Some services aren’t covered as expected—always double-check. |
| Coverage Confusion 🧐 | People misunderstand in-network vs. out-of-network costs. |
| Long Waiting Periods ⏳ | 6-12 month wait for major procedures under some plans. |
| Customer Service Issues 📞 | Delays in claims processing frustrate some users. |
| Limited Out-of-Network Benefits 🚑 | PPO covers out-of-network at higher costs, DHMO doesn’t cover it at all. |
💡 Tip: Always request a pre-treatment estimate before major procedures to avoid surprises.
💰 “Are There Hidden Costs With Cigna Dental?”
Cigna’s affordable premiums can be appealing, but are you actually saving?
| Hidden Cost 🔍 | How It Affects You ❌ |
|---|---|
| Annual Maximums ⏳ | Most plans cap benefits at $1,000-$1,500—expensive procedures may exceed your coverage. |
| Deductibles & Copays 💳 | Even with coverage, you still pay a share for treatments. |
| Non-Covered Services ❎ | Cosmetic procedures (whitening, veneers, implants) usually aren’t covered. |
| Waiting Periods ⌛ | Orthodontics & major dental work may require 6-12 months before benefits apply. |
💡 Tip: Consider Cigna’s Dental Savings Plan if you need immediate dental discounts instead of insurance.
🏆 “Which Cigna Dental Plan Is Best for You?”
Choosing the right plan can save you hundreds per year—but which one fits your needs?
| Plan Type 📑 | Best For 🏆 | Downside 🚨 |
|---|---|---|
| Cigna PPO | Flexibility & dentist choice 👍 | Higher premiums, out-of-network costs apply. |
| Cigna Dental 1000 | Affordable & covers basics 💰 | No orthodontics coverage. |
| Cigna Dental 1500 | Best for braces & major care 🦷 | Higher premium & waiting period for major care. |
| Cigna DHMO | Cheapest option, no waiting ✅ | Must stick to assigned dentist. |
| Dental Vision Hearing Plan | All-in-one bundle 👓 | Limited dentist selection. |
💡 Tip: If you plan to get braces, Cigna Dental 1500 is your best option.
🚨 “Why Are Cigna Dental Claims Denied?”
If your claim was rejected, don’t panic—here’s what might have happened.
| Common Claim Denial Reasons 🚫 | What You Can Do 🔄 |
|---|---|
| Not a Covered Service ❌ | Always check what’s excluded before treatment. |
| Incorrect Billing Code 📝 | Ask your dentist to verify the claim before resubmitting. |
| Waiting Period Not Met ⏳ | Confirm if an exception applies for urgent care. |
| Provider Not In-Network 🚑 | Check your plan’s provider directory before treatment. |
💡 Tip: Appeal denied claims immediately—sometimes it’s a simple billing issue.
🦷 “How Can You Maximize Your Cigna Dental Benefits?”
Want to get the most out of your plan? Follow these expert tips:
✅ Use Preventive Care: Exams & cleanings are 100% covered—schedule them every 6 months.
✅ Pre-Treatment Estimates: Ask for cost estimates before major work to avoid surprise bills.
✅ Time Your Procedures: If your annual max is used up, delay big treatments until the next year.
✅ Use In-Network Dentists: PPO plans charge less when you stay in-network.
✅ Pair with an HSA or FSA: Use pre-tax savings accounts to lower out-of-pocket costs.
🌟 “Is Cigna Dental Insurance the Best Choice?”
Should you enroll in Cigna Dental? Here’s the breakdown:
| Best For ✅ | Maybe Not For ❌ |
|---|---|
| Budget-conscious individuals who want affordable coverage. | People who need major work done immediately (waiting periods apply). |
| Those who prioritize preventive care (free cleanings & checkups). | Anyone who frequently visits out-of-network dentists. |
| Employees who get it as a group plan through work. | Patients who dislike insurance restrictions. |
💡 Final Tip: Cigna Dental is great for preventive care and affordability—but read the fine print to avoid unexpected costs.
🏁 Final Thoughts: Should You Trust Cigna Dental?
Cigna Dental offers great preventive coverage, but be aware of exclusions, waiting periods, and network limitations.
- ✔️ Strengths: Low-cost preventive care, large network, and digital tools.
- ❌ Weaknesses: Claim denials, coverage confusion, and limited orthodontic benefits.
💡 Final Verdict: Cigna is best for those who want affordable, basic dental coverage. If you need major procedures soon, look for plans with shorter waiting periods.
What’s your experience with Cigna Dental? Share your thoughts below! ⬇️
💬 Reader Comments & Expert Responses
💭 Reader 1: “I got a Cigna PPO plan, but I was shocked by how much I still had to pay out-of-pocket for a crown. Isn’t PPO supposed to cover more?”
🦷 Expert Response: The term “PPO” does not mean unlimited coverage—it simply provides flexibility in choosing a dentist. While PPO plans cover preventive care at 100%, major procedures like crowns, root canals, and dentures typically fall under 50% coverage—and that’s after meeting your deductible.
| Hidden Cost Factor 🕵️ | Why It Happened ❌ |
|---|---|
| Annual Maximums ⏳ | Most PPO plans cap coverage at $1,000-$1,500, meaning any cost beyond that is your responsibility. |
| Coinsurance Applied 💰 | Even in-network crowns are only covered at 50%—you pay the rest. |
| Lab Fees Not Included 🏗️ | Dental labs charge separately for custom work—this fee is often not covered. |
| Material Choice Matters ⚙️ | Premium materials (ceramic, zirconia) cost more and might not be fully covered. |
💡 Pro Tip: Before committing to any major procedure, ask for a pre-treatment estimate and check how much of your annual max you have left to avoid surprise costs.
💭 Reader 2: “I signed up for Cigna Dental 1500 because I needed braces, but I found out there’s a 12-month waiting period. Why do they do this?”
🦷 Expert Response: Waiting periods are a cost-control mechanism used by insurers to prevent people from enrolling, using benefits for expensive treatments immediately, and then canceling. Orthodontic coverage is a big-ticket expense for providers, so most dental plans, including Cigna Dental 1500, require a waiting period of 6-12 months before braces are covered.
| Why Waiting Periods Exist ⏳ | How It Affects You ❌ |
|---|---|
| Prevents Immediate Payouts 🚫 | Without waiting periods, people could sign up, get braces, and cancel—driving up costs for everyone. |
| Ensures Long-Term Commitment 📜 | Forces members to stay insured for at least a year before using costly benefits. |
| Encourages Preventive Care 🩺 | Insurers prioritize covering checkups & cleanings immediately, while major work is delayed. |
| Cost Control for the Provider 💵 | Reduces financial risks for the insurer by preventing excessive early claims. |
💡 Pro Tip: If you need immediate orthodontic care, look into dental discount plans or financing options like CareCredit, which can help spread out payments without waiting periods.
💭 Reader 3: “I called my dentist before treatment, and they said they take Cigna, but later I found out they weren’t ‘in-network.’ How did this happen?”
🦷 Expert Response: This is one of the most common misunderstandings in dental insurance. Just because a dentist “accepts Cigna” does not mean they are “in-network” for your specific plan.
| Phrase the Dentist Used 🗣️ | What It Really Means ❌ |
|---|---|
| “We accept Cigna.” 🏥 | They will file your claims, but they might be out-of-network, costing you more. |
| “We are in-network for Cigna PPO.” ✅ | The dentist has a contract with Cigna PPO, meaning lower rates for you. |
| “We take all insurance but are not contracted.” ⚠️ | They can bill any insurance but won’t offer in-network discounts. |
| “We offer courtesy billing for Cigna.” 📝 | They will submit claims for you, but you’ll pay full out-of-network prices. |
💡 Pro Tip: Always check your Cigna online portal or call customer service to verify if your dentist is in-network for your specific plan before booking an appointment.
💭 Reader 4: “I need implants, but Cigna told me they aren’t covered. Why don’t dental plans include them?”
🦷 Expert Response: Most traditional dental insurance plans (including Cigna PPO & DHMO) do not cover dental implants because they classify them as a cosmetic or elective procedure. Insurers prefer to cover dentures or bridges instead, as they are less expensive than implants.
| Why Implants Aren’t Covered 🚨 | What You Can Do 🏥 |
|---|---|
| Seen as “Cosmetic” 💄 | Insurers argue that dentures and bridges are cheaper alternatives. |
| Higher Cost to Insurer 💰 | Implants can cost $3,000-$5,000 per tooth, making them expensive to cover. |
| Lack of Standardized Coverage 📜 | Some states don’t require insurers to cover implants, so they don’t. |
| Only Covered Under Medical Plans 🏥 | If you lost a tooth due to an accident or medical condition, check if your medical insurance covers it. |
💡 Pro Tip: If implants are a must, consider Cigna’s Dental Savings Plan, which offers discounts of 15-50% on implants through participating providers.
💭 Reader 5: “My claim was denied because I got a procedure done before my deductible was met. How do deductibles actually work?”
🦷 Expert Response: Your deductible is the amount you must pay out-of-pocket before Cigna starts covering certain treatments. It applies only to non-preventive services (like fillings, root canals, and crowns), while cleanings and exams are covered 100% without meeting the deductible.
| Key Deductible Facts 📊 | How It Works ❌ |
|---|---|
| Only Applies to Basic & Major Services 🦷 | Preventive care is always covered 100% without needing to meet your deductible. |
| Resets Every Calendar Year 📆 | If you hit your deductible in December, it resets in January—you’ll pay it again next year. |
| Not the Same as Annual Maximum 💲 | Your annual max is the most insurance will pay, while the deductible is what you must pay first. |
| Varies by Plan 🏥 | Cigna PPO plans usually have $50-$100 deductibles per person. |
💡 Pro Tip: If you have multiple upcoming treatments, schedule them within the same year after hitting your deductible to maximize your benefits.
💭 Reader 6: “Cigna Dental 1000 and 1500 seem similar. Is it worth paying extra for 1500?”
🦷 Expert Response: Cigna Dental 1500 is only worth it if you need orthodontic coverage or expect to need major dental work beyond what the 1000 plan covers.
| Plan Feature ⚖️ | Cigna Dental 1000 🏷️ | Cigna Dental 1500 🏆 |
|---|---|---|
| Annual Maximum 💵 | $1,000 per year | $1,500 per year |
| Covers Orthodontics? 🦷 | ❌ No | ✅ Yes, up to $1,000 lifetime max |
| Major Services Covered? 📉 | Yes, but capped at $1,000 | Yes, with a higher max |
| Best For 🏥 | Basic coverage, lower costs | Those who need braces or expect more dental work |
💡 Pro Tip: If you don’t need braces, you might save money sticking with Cigna 1000 and using an HSA/FSA for extra expenses.
💭 Reader 7: “I was told Cigna covers root canals, but when I got mine done, I still had to pay over $800. Why didn’t insurance cover more?”
🦷 Expert Response: Root canals fall under “basic” or “major” services, depending on your plan—and the percentage covered varies. Even though Cigna may cover 50-80% of the cost, multiple factors determine how much you actually pay out-of-pocket.
| Factor Affecting Your Root Canal Cost 💡 | How It Impacted Your Bill ❌ |
|---|---|
| Type of Tooth Treated 🦷 | Molars cost more ($1,000-$1,500) than front teeth due to complexity. |
| In-Network vs. Out-of-Network Dentist 🏥 | Out-of-network providers charge higher rates, and Cigna reimburses less. |
| Coverage Level 💰 | Some plans only cover 50% of root canals, leaving you with a significant balance. |
| Annual Maximum Reached? ⏳ | If you’ve used up your $1,000-$1,500 cap, you pay the full amount yourself. |
| Post-Treatment Crown Not Covered 👑 | If you need a crown after the root canal, Cigna might not cover it fully. |
💡 Pro Tip: Before any major dental procedure, request a pre-treatment estimate from Cigna to avoid unexpected costs.
💭 Reader 8: “I signed up for Cigna DHMO because it was cheaper, but I don’t like my assigned dentist. Can I switch?”
🦷 Expert Response: Yes, you can switch your assigned Cigna DHMO dentist, but only at specific times and under certain conditions. Unlike PPO plans, Cigna DHMO locks you into a primary provider, and all non-emergency care must go through them.
| How & When to Change Your DHMO Dentist 🔄 | What You Need to Know 📌 |
|---|---|
| Change Window 📆 | You can switch dentists once per month, with changes effective the next billing cycle. |
| Request Method 📝 | Log into MyCigna or call customer service to select a new provider. |
| Provider Availability 🔍 | Your preferred dentist must be accepting new DHMO patients. |
| Emergency Care Exception 🚑 | In emergencies, you can visit any dentist, but follow-up care must return to your assigned provider. |
| Specialist Referrals 🏥 | You must get a referral from your assigned dentist for specialists like oral surgeons or periodontists. |
💡 Pro Tip: If you prefer freedom to see any dentist, consider switching to a PPO plan during open enrollment.
💭 Reader 9: “Cigna denied my claim for a deep cleaning (scaling and root planing), saying it wasn’t ‘medically necessary.’ Why?”
🦷 Expert Response: Deep cleanings, also called scaling and root planing (SRP), are typically covered only when you have diagnosed periodontal disease. If your dentist didn’t submit evidence of gum disease, Cigna may deny the claim.
| Why Deep Cleaning Claims Get Denied 🚫 | How to Fix It ✅ |
|---|---|
| No Documented Periodontal Disease 📋 | Insurers require X-rays & periodontal charting to confirm bone loss or deep pockets. |
| Incorrect Billing Code Used 🔢 | If the provider coded it as a standard cleaning, insurance won’t pay for SRP. |
| Waiting Period Applies ⏳ | Some plans require a waiting period before covering periodontal treatments. |
| Plan Limitations 📑 | Some low-cost plans exclude deep cleanings entirely. |
| Not Using an In-Network Provider 🏥 | Out-of-network claims may be denied or reimbursed at a lower rate. |
💡 Pro Tip: If denied, ask your dentist to submit additional documentation (such as X-rays or pocket depth charts) for a claim appeal.
💭 Reader 10: “I’m retiring soon. Can I keep my Cigna Dental plan, or do I need to switch?”
🦷 Expert Response: You may be able to keep your Cigna Dental coverage, but options depend on how you’re currently insured. If you have Cigna through your employer, you might need to switch to an individual plan or explore other senior-focused dental options.
| Retirement & Dental Coverage Options 🏥 | What to Consider 🔍 |
|---|---|
| If You Have Employer-Sponsored Cigna 💼 | Most workplace dental plans end when you retire—you must enroll in an individual plan within 60 days. |
| COBRA Extension Available? 📆 | Some retirees can extend Cigna coverage via COBRA for 18 months, but at higher costs. |
| Switching to Medicare? 🏥 | Original Medicare does not cover routine dental, so you’ll need a separate policy. |
| Senior-Specific Cigna Plans? 👵 | Cigna offers Dental Vision Hearing plans, which bundle dental with vision and hearing coverage. |
| Consider Discount Plans? 💲 | If you only need basic care, a dental savings plan might be a cost-effective alternative. |
💡 Pro Tip: If you plan to retire soon, compare individual Cigna plans vs. dental riders on Medicare Advantage before making a final decision.
💭 Reader 11: “I need dentures, but my dentist says Cigna only covers ‘basic’ ones. What does that mean?”
🦷 Expert Response: Cigna only covers standard dentures—if you want high-end options like implant-supported dentures, you’ll likely pay out-of-pocket.
| Denture Type 🦷 | Coverage Level ✅ | What’s Not Covered ❌ |
|---|---|---|
| Basic Full Dentures 😬 | Typically 50% covered, but subject to annual maximums. | High-end materials like porcelain teeth. |
| Partial Dentures 🦷 | Usually covered at 50%, but waiting periods may apply. | Premium options like flexible Valplast dentures. |
| Implant-Supported Dentures 🏗️ | Rarely covered unless a medical exception is granted. | Surgical placement & implant hardware. |
| Immediate Dentures ⏳ | May be covered, but require pre-authorization. | Adjustments & relines not always included. |
💡 Pro Tip: If you want higher-quality dentures, consider negotiating cash discounts with your dentist or using a Cigna Dental Savings Plan for lower out-of-pocket costs.
💭 Reader 12: “I noticed my Cigna plan has a ‘Missing Tooth Clause.’ What does that mean?”
🦷 Expert Response: The Missing Tooth Clause (MTC) is a loophole some insurance providers use to avoid paying for replacements of teeth lost before you got the plan. If your Cigna policy includes this clause, it will not cover bridges, implants, or dentures to replace teeth you were missing before you enrolled.
| How the Missing Tooth Clause Works ❌ | What You Can Do ✅ |
|---|---|
| Only Covers “New” Tooth Loss 🦷 | If a tooth was missing before enrollment, Cigna won’t cover its replacement. |
| Applies to Bridges, Dentures, & Implants 🚧 | All major restorations are excluded if MTC is in your plan. |
| Workaround: Appeal for Medical Necessity 📋 | If tooth loss causes significant medical issues, file an appeal. |
| Alternative: Dental Discount Plans 💲 | These plans don’t have MTC exclusions, so you can save on replacements. |
💡 Pro Tip: Before enrolling in any dental plan, check for a Missing Tooth Clause—if present, look into alternative coverage options.
💭 Reader 13: “I was expecting my Cigna PPO plan to cover my wisdom tooth extraction, but I still got a big bill. Why?”
🦷 Expert Response: Wisdom tooth extractions can fall under either basic or major services, depending on the complexity of the procedure. While simple extractions are usually covered at 80%, surgical extractions (especially impacted wisdom teeth) may only be covered at 50%—and that’s after your deductible is met.
| Wisdom Tooth Extraction Cost Breakdown 🦷 | How It Affects Your Bill 💰 |
|---|---|
| Simple Extraction 🏥 | Covered at 80% in-network, but out-of-network costs more. |
| Surgical Extraction (Impacted Tooth) 🔪 | Usually covered at 50% after deductible—higher cost due to surgical complexity. |
| Anesthesia Fees 💉 | May not be fully covered—sedation (IV or general anesthesia) could be an extra charge. |
| Oral Surgeon vs. General Dentist 👨⚕️ | Oral surgeons charge more, and out-of-network ones could increase costs. |
| Annual Maximum Reached? ⏳ | If you hit your $1,000-$1,500 annual cap, you pay the full remaining balance. |
💡 Pro Tip: Get a pre-treatment estimate from Cigna before scheduling surgery. If anesthesia isn’t fully covered, ask about local anesthesia instead of IV sedation to cut costs.
💭 Reader 14: “Cigna denied my claim for a night guard, saying it’s ‘not medically necessary.’ Why don’t they cover it?”
🦷 Expert Response: Many dental insurers, including Cigna, consider night guards (occlusal guards) to be ‘optional’ or ‘preventive’ rather than essential treatment, meaning they often aren’t covered. However, some plans may partially reimburse for night guards if they’re used to treat diagnosed TMJ disorder or severe bruxism (teeth grinding).
| Why Night Guards Are Often Denied 🚫 | What You Can Do ✅ |
|---|---|
| Classified as Preventive 🛑 | Insurance doesn’t view them as a necessity unless linked to a diagnosed condition. |
| Exclusion in Policy 📑 | Some Cigna plans explicitly exclude night guards—check your plan details. |
| Dentist’s Notes Were Incomplete ✍️ | Claims without a TMJ or severe bruxism diagnosis are more likely to be denied. |
| Only Covered Every Few Years ⏳ | Some policies only allow coverage for a new night guard every 5+ years. |
💡 Pro Tip: Ask your dentist to submit a claim with clear documentation of tooth wear, headaches, or jaw pain. If denied, consider buying a custom guard online (often cheaper than through a dentist).
💭 Reader 15: “I noticed Cigna covers ‘basic’ fillings but not ‘white’ fillings on back teeth. Why does material matter?”
🦷 Expert Response: Cigna, like most insurers, only fully covers silver amalgam fillings for back teeth because they’re cheaper and more durable. If you prefer white composite fillings, insurance may only cover the cost of an equivalent silver filling, leaving you to pay the difference.
| Silver vs. White Fillings: What’s Covered? ⚖️ | What You’ll Pay 💰 |
|---|---|
| Silver Amalgam Fillings (Back Teeth) 🦷 | Fully covered at 80%, minimal cost to you. |
| Composite (White) Fillings (Back Teeth) 🎨 | Cigna covers only up to the cost of a silver filling, so you pay the extra. |
| Composite Fillings (Front Teeth) 😁 | Fully covered at 80%—Cigna recognizes cosmetic necessity. |
| Porcelain or Gold Fillings 💎 | Rarely covered, usually out-of-pocket unless medically necessary. |
💡 Pro Tip: If aesthetics matter, ask your dentist for a cost estimate before choosing white fillings on molars. In some cases, they may offer in-office discounts for cosmetic upgrades.
💭 Reader 16: “I keep hearing about balance billing with out-of-network dentists. How does that work?”
🦷 Expert Response: Balance billing happens when you see an out-of-network dentist who charges more than Cigna’s allowed amount—meaning you’re stuck paying the difference.
| Balance Billing Breakdown 🏥 | How It Affects You ❌ |
|---|---|
| In-Network Dentist ✅ | Dentists agree to Cigna’s negotiated rates—no extra billing. |
| Out-of-Network Dentist ❌ | Can charge more than Cigna reimburses, and you must pay the balance. |
| PPO Plans Cover Some Out-of-Network Care 🏥 | But Cigna only pays their ‘usual rate’—any extra cost is on you. |
| HMO & DHMO Plans? 🚫 | Zero coverage for out-of-network care—you must pay everything. |
💡 Pro Tip: Always check Cigna’s provider directory before booking an appointment to avoid balance billing surprises. If you must see an out-of-network provider, ask for a cash-pay discount.
💭 Reader 17: “I had a dental emergency while traveling. Will Cigna reimburse me for urgent care out of state?”
🦷 Expert Response: Cigna PPO plans typically cover emergency dental care anywhere in the U.S., even if the dentist is out-of-network. However, you may need to pay upfront and submit a claim for partial reimbursement. Cigna DHMO plans, however, only cover emergencies for pain relief and often won’t reimburse for full treatments.
| Cigna Emergency Dental Coverage 🚑 | What to Expect 🛑 |
|---|---|
| PPO Plan Holders ✅ | Emergency visits out-of-network are covered, but you pay upfront & file a claim. |
| DHMO Plan Holders ❌ | Only covers emergency pain relief—not full treatment. |
| Out-of-Country Treatment? 🌍 | Some Cigna PPO plans cover limited emergency care abroad, but reimbursement varies. |
| Follow-Up Care 🦷 | You must return to an in-network provider for further treatment. |
💡 Pro Tip: If traveling, carry Cigna’s emergency claim form and keep all receipts. If needing treatment abroad, consider travel dental insurance for added coverage.
💭 Reader 18: “Why does my Cigna plan have a ‘frequency limit’ on cleanings? I want more than two per year.”
🦷 Expert Response: Cigna, like most dental insurers, limits preventive services to control costs. The standard is two cleanings per year, spaced at least six months apart. However, some Cigna plans allow extra cleanings for patients with diagnosed gum disease.
| Cigna Cleaning Frequency Rules 🪥 | What’s Covered? ✅ |
|---|---|
| Standard PPO/DHMO Plans 📆 | Two cleanings per year (every 6 months). |
| Patients with Periodontal Disease 🦷 | Some plans allow three to four cleanings per year with documentation. |
| Extra Cleanings Paid Out-of-Pocket 💳 | Any additional visits not medically necessary aren’t covered. |
| Medical Exception Appeals 📝 | If extra cleanings are needed for specific health conditions, an appeal may help. |
💡 Pro Tip: If you need more than two cleanings annually, consider a dental savings plan, which offers discounted cleanings beyond insurance limits.
