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Aspen Dental Price List: What Things Actually Cost — With & Without Insurance

Bestie Paws, August 23, 2026August 23, 2026
🦷 Aspen Dental · Prices, Services & What to Expect Near You

Aspen Dental has over 1,000 offices across the country, advertises affordable dental care, and offers a well-known $29 new-patient deal. But what does a cleaning actually cost? What about a crown, a root canal, or a full set of dentures? This guide breaks it all down — the published numbers, the hidden add-ons, and what you should know before you walk through the door.

📌 Bottom line: Aspen Dental publishes national average prices based on 2026 internal data. A simple extraction averages $179, fillings around $259, crowns average $1,269, and dentures start at $499 per arch with their savings plan. But these are averages — your local office sets its own final fee, and extra charges stack on top. Always ask for a written, itemized treatment plan before any work begins.
1,085+ Aspen Dental offices in the U.S. across 47 states as of mid-2026
$29 New patient exam + X-rays for uninsured patients at participating offices — does NOT include a cleaning
$49/yr Aspen Dental Savings Plan — a discount membership (not insurance) that saves up to 30% on most services
📋 Key Takeaways 💰 Price List 🦷 Dentures 🔩 Implants 📊 Side-by-Side 💳 How to Pay 🙋 My Situation ❓ What to Ask
📋 Key Takeaways — The Answers Most People Need Right Away

Before you book, before you drive over — these are the things that catch most patients off guard about Aspen Dental pricing and how it actually works.

  • 1 Does the $29 new patient offer include a cleaning? No — and this is the most commonly misunderstood thing about Aspen Dental’s pricing. The $29 offer covers the exam and X-rays only, for uninsured new patients aged 21 and older at participating offices. The dentist uses those X-rays to build your treatment plan. A cleaning is a separate service, scheduled after that review, quoted separately by your local office. Standard routine cleanings nationally run about $75–$200 without insurance. Don’t assume the cleaning is bundled into the $29 — it is not.
  • 2 Does Aspen Dental accept Medicare or Medicaid? Aspen Dental does not accept Medicaid at any of its offices, and it does not accept original Medicare (Parts A and B). This is a firm, system-wide policy. Original Medicare does not cover routine dental care — cleanings, fillings, crowns, or dentures — regardless of which dentist you see. If you have a Medicare Advantage plan that includes dental benefits, Aspen can accept those — but your specific plan’s coverage applies, and you should verify with your plan before your visit. If you rely on Medicaid for dental, you will need to find a different provider.
  • 3 Are prices the same at every Aspen Dental location? No — Aspen Dental offices are individually owned and operated by licensed dentists under a franchise-style support arrangement, and each office sets its own fees. The national average prices published on Aspen’s website are useful reference points, but the actual cost at your specific location may be higher or lower. A crown that averages $1,269 nationally could run $902 in one city and $2,051 in another — both within the published range. Always ask for a written estimate specific to your local office before agreeing to any treatment.
  • 4 What is the Aspen Dental Savings Plan and is it worth it? The Aspen Dental Savings Plan is a discount membership — not dental insurance — that costs $49 per year and saves you up to 30% on most services at participating Aspen offices. It also includes free exams and X-rays, which effectively pays for itself on your first preventive visit. It covers only services performed by Aspen general dentists, not specialists. It works well for patients who have no dental insurance and need significant work done, but it is not a substitute for real dental insurance and does not work outside Aspen Dental offices.
  • 5 Why does my final bill often end up higher than the quoted price? Because many Aspen Dental procedures carry add-ons not reflected in the headline price. The most common: a root canal almost always requires a crown afterward — two separate line items. Dentures often require extractions first, billed extra. A “starting at” denture price applies to the most basic material tier; upgrading adds significant cost. Sedation, bone grafting before implants, and bite adjustments are all billed separately. The written, itemized treatment plan Aspen provides before work starts is the only document showing what you will actually owe — read every line before agreeing.
  • 6 Can I get same-day or emergency dental care at Aspen Dental? Yes — same-day and next-day emergency appointments are available at many Aspen Dental offices, which sets them apart from most private dental practices. If you have a severe toothache, cracked tooth, or swelling, call your nearest location and identify it as an emergency. The $29 new-patient offer applies even to emergency visits for uninsured patients. For swelling that makes it hard to breathe or swallow, go to an ER instead — that is beyond what a dental office can safely treat.
  • 7 Does Aspen Dental offer payment plans? Yes — Aspen Dental partners with several third-party financing companies including CareCredit, American First Finance, Proceed Finance, HFD, and Fortiva Retail Credit. Aspen states that 99% of patients who apply are approved. Many lenders offer promotional interest-free periods — but carry deferred-interest terms. If you carry a balance past the promotional window, interest can be charged retroactively on the full original amount. Read the agreement before signing and prioritize paying off the balance before the promotional period expires.
  • 8 What if I’m unhappy with my dentures after getting them? Aspen Dental offers a Denture Money-Back Guarantee on all full and partial dentures, covering the cost of the permanent denture itself. You must submit your refund request within 90 days of final denture insertion, and the denture must be returned within 90 days of the request date. The guarantee covers the denture cost — not related services like extractions or relines. Aspen may also offer adjustments before issuing a refund. Get the full terms in writing at your office before committing.
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💰 Aspen Dental Prices by Service — What the Numbers Actually Are

The prices below reflect Aspen Dental’s own published national averages based on 2026 internal data, along with the ranges their offices report. Your specific location will have its own fee schedule. Always confirm in writing.

🔍 Exams, X-Rays & Preventive Care
🩺
New Patient Offer · Uninsured Patients 21+ · Participating Offices Comprehensive Exam + X-Rays (New Patient) $29 promotional offer at participating offices · Regular value $80+

The $29 new patient offer covers a comprehensive oral exam and a full set of dental X-rays for uninsured adults aged 21 or older. The dentist uses those X-rays to build your treatment plan. It does not include a cleaning, and it is not available to patients who already have dental insurance — insured patients have their exam billed through their plan. After the exam, you receive a written treatment plan with pricing for anything recommended. You are under no obligation to proceed with any of it.

📋 Includes: exam + full X-rays only ❌ Cleaning NOT included ⚠️ Uninsured patients only, age 21+ ✅ Written plan provided — no obligation
🪥
Preventive Service · Quoted After Exam · Often $0 with Insurance Routine Cleaning (Prophylaxis) Quoted by your local office · National reference: $75–$200 without insurance

Unlike most services, Aspen Dental does not publish a single national cleaning price — each office quotes its own fee after reviewing your X-rays. The national reference range for a routine adult prophylaxis runs $75–$200 without insurance. For patients with dental insurance, a twice-yearly routine cleaning is typically covered at 100% with a $0 copay under most PPO plans. If Aspen’s fee exceeds your insurance’s allowable amount, you may owe the difference — confirm before the cleaning begins. Deep cleaning (scaling and root planing) for gum disease is a separate, more involved service typically running $600–$1,400 per treatment.

✅ Usually $0 with PPO insurance 💰 $75–$200 without insurance 🔬 Deep clean (gum disease): $600–$1,400
🔧 Restorative — Fillings, Crowns & Root Canals
🪨
Cavity Treatment · Composite (Tooth-Colored) · 2026 Aspen Data Dental Filling National average: ~$259 · Varies by surfaces and tooth location

Aspen Dental’s published national average for a composite filling is approximately $259 based on 2026 internal data. The actual cost depends on which tooth is treated and how many surfaces of the tooth are involved. A small cavity on a front tooth with one affected surface costs less than a large molar cavity involving three surfaces. Most dental insurance plans cover fillings at 80% after your deductible. Aspen uses tooth-colored composite fillings as the standard — they do not place old-style amalgam (silver) fillings.

💰 Average ~$259 ✅ Usually 80% covered by insurance 🎨 Tooth-colored composite only
👑
Tooth Restoration · Porcelain or Zirconia · 2026 Aspen Data Dental Crown Average $1,269 · Range $902–$2,051 depending on location and material

Aspen Dental’s 2026 data reports a national average of $1,269 per crown, ranging from $902 to $2,051 across offices. The final price depends on the material (zirconia, porcelain, porcelain-fused-to-metal), the tooth being restored, and whether a buildup is needed. If a crown follows a root canal — which is nearly always necessary for back teeth — budget for both line items together. Most dental insurance covers crowns at 50% after deductible, though annual plan maximums may limit what’s covered in a given year.

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💰 Average $1,269 · Range $902–$2,051 ⚠️ Usually 50% covered by insurance ❌ Budget crown PLUS root canal if needed
🔴
Infection Treatment · Endodontic Procedure · 2026 Aspen Data Root Canal Treatment Average ~$949 · Range $625–$1,607 depending on tooth type

Aspen Dental’s published average for a root canal is approximately $949, ranging from $625 to $1,607 depending on the tooth — front teeth (fewer canals) are simpler and less expensive; molars with multiple canals are more complex. A root canal on a molar almost always needs a crown placed afterward, adding $902–$2,051 to the total. Budget both together when planning financially. If Aspen refers you to an outside endodontist for a complex case, the Savings Plan discount will not apply to that specialist’s fee.

💰 Average ~$949 · Range $625–$1,607 ❌ Crown required after on molars — plan for both ⚠️ Specialist referral means higher cost
⚡ Extractions & Emergency Care
🪤
Tooth Removal · Simple vs. Surgical · 2026 Aspen Data Tooth Extraction Simple: average $179 (range $104–$279) · Surgical: $184–$488 per tooth

A simple extraction — removing a fully erupted tooth with clean roots — averages $179 per tooth, ranging from $104 to $279 across Aspen locations. A surgical extraction for broken, impacted, or complex-rooted teeth runs $184 to $488. Impacted wisdom teeth fall into the surgical category and tend toward the higher end of that range. Multiple extractions before dentures are each billed separately, which can add substantially to the total. Sedation, if used, is an additional charge.

💰 Simple: average $179/tooth 💰 Surgical: $184–$488/tooth ❌ Sedation billed separately ⚠️ Multiple extractions = separate charge each
🦷 Aspen Dental Denture Prices — All Four Tiers Explained

Dentures are among Aspen Dental’s most advertised services, and the pricing tiers confuse most patients because the “starting at” number applies only to the most basic option — and the real total depends heavily on what preparatory work your mouth needs first.

⚠️ What the Denture Price Does NOT Include

Every denture price covers the prosthetic itself — not the full process of getting it. Additional costs billed separately include: any teeth that need to be extracted before fitting, a hard reline (adjusting fit after gums heal and change shape), and follow-up adjustments beyond a certain number of visits. For the $499 Basic tier, the savings plan discount requires purchasing the $49 annual membership. Always ask for an all-in estimate before agreeing.

Full (Complete) Denture Tiers — One Full Arch of Teeth
🟢
Entry Level · Savings Plan Required for $499 Price · Per Arch Basic Denture From $499/arch with Aspen Savings Plan ($49/yr) · Extractions and relines extra

The Basic denture is Aspen’s most affordable full-denture option. The $499 per arch price requires purchasing the $49/year Aspen Dental Savings Plan membership. Without it, the price is higher. The Basic denture uses simpler materials and a more standardized fit — it works well as a starting point and can be upgraded later if needs or budget change. Extractions needed before fitting, relines, and the Savings Plan cost itself are not included in the $499.

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💰 From $499/arch with Savings Plan ❌ Savings Plan ($49/yr) required for this price ⚠️ Extractions billed separately
🔵
Mid-Range · Better Materials · Reliable Everyday Fit Classic Denture Mid-range pricing — contact your local office for current quote

The Classic denture uses better materials for more comfort and a more natural appearance than the Basic tier. It represents the most commonly chosen option for patients who want a functional denture without upgrading to premium materials. Classic dentures are not eligible for the 20% Savings Plan discount — that discount applies to the Signature and Signature Elite tiers. Ask your local Aspen office for the current Classic price in your market.

💰 Mid-range — request local quote ❌ Savings Plan discount does not apply
🟡
Premium · Custom Fit · Savings Plan Discount Applies Signature Denture ~$1,841/arch national average · Savings Plan discount applies

The Signature denture uses higher-quality materials and a more customized fabrication process. The national average price is approximately $1,841 per arch, and the Savings Plan’s 20% discount applies — making this tier responsive to the membership plan in a way the Classic tier is not. Better materials mean more natural movement and appearance, which matters most for first-time denture wearers concerned about how their smile will look and feel in everyday situations.

💰 ~$1,841/arch average ✅ Savings Plan 20% discount applies
⭐
Top Tier · Maximum Personalization · Most Natural Appearance Signature Elite Denture ~$2,469/arch national average · Highest quality materials and customization

The Signature Elite is Aspen’s most advanced full denture, refined for individualized aesthetics and comfort. Averaging approximately $2,469 per arch, fabrication at this tier includes additional customization steps to match a patient’s original tooth shade, shape, and gum color. This is the option that tends to look most like natural teeth, and the one patients choose when appearance matters as much as function. All Aspen dentures come with a 90-day money-back guarantee and multi-year warranty coverage.

💰 ~$2,469/arch average ✅ 90-day money-back guarantee 🔒 Multi-year warranty included
Partial Dentures — For Patients Missing Some but Not All Teeth
🦷 Partial Denture Pricing

Partial dentures replace one or more missing teeth while using adjacent natural teeth for support. Aspen Dental offers several partial options including the Flexilytes flexible partial — lighter, more comfortable, and with no visible metal clasps. Traditional metal-framework and acrylic partials are also available. Cost varies based on the number of teeth being replaced, the materials used, and fitting complexity. National averages for basic partial dentures typically run $650–$1,300 per arch. Ask for a written estimate that includes any preparatory work your specific situation requires.

💰 Typical range: $650–$1,300 for basic partial ✅ Flexilytes partial — no metal clasps ⚠️ Always request written all-in estimate
🔩 Dental Implant Prices at Aspen Dental — Single Tooth to Full Mouth

Implants are the most misunderstood area of Aspen Dental pricing because advertised figures often cover only part of what you actually need. Here is what different options cost when all components are included.

❌ The “Starting At” Problem With Implant Pricing

A low advertised implant price typically covers the titanium post only. The abutment (the connector piece) and the crown (the visible tooth on top) are separate charges. By Aspen Dental’s own explanation on their pricing pages, the total all-in cost for a single tooth implant is in the thousands, not hundreds. Always ask for the all-in price — post + abutment + crown + any bone grafting or extractions — before comparing costs across providers.

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🦷
Single Tooth Replacement · Post + Abutment + Crown · 2026 Aspen Data Single Dental Implant (Complete) $3,158–$6,533 all-in based on 2026 Aspen internal data

A complete single tooth implant including the titanium post, abutment, and final porcelain crown runs $3,158 to $6,533 based on 2026 data. The wide range reflects differences in location, bone quality, material choices, and whether bone grafting is needed. If your jawbone has deteriorated from a previous extraction, bone grafting may be required — adding $2,000–$4,000 or more. Ask for a written estimate that includes bone graft costs if your extraction was more than a year ago.

💰 All-in: $3,158–$6,533 ⚠️ Bone graft adds $2,000–$4,000 if needed ✅ 25-year limited warranty on titanium post
🔗
Snap-In Design · Implant-Supported · More Stable Than Traditional Dentures Implant Dentures (Snap-On) Average $8,289/arch · Range $7,628–$13,297 (2026 Aspen data)

Implant dentures snap onto surgically placed implant posts and can be removed for cleaning. They are significantly more stable than traditional removable dentures and help preserve the jawbone over time. Aspen’s published 2026 average is $8,289 per arch, ranging from $7,628 to $13,297 across offices. The 25-year limited warranty on the titanium posts and 7-year warranty on the prosthetic make this one of the best-warranted dental investments available anywhere.

💰 Average $8,289/arch · Range $7,628–$13,297 ✅ 25-yr implant + 7-yr prosthetic warranty 🔒 90-day money-back guarantee
⭐
Full Arch Fixed Implants · Permanently Attached · 2026 Aspen Data Fixed Full-Arch Implants (All-on-X Style) Average $19,979/arch · Range $19,315–$30,878 per arch

Permanently attached full-arch implants are supported by multiple implants in one arch and cannot be removed. Aspen’s 2026 published average is $19,979 per arch, ranging from $19,315 to $30,878. The full mouth (upper and lower combined) can exceed $40,000. These are surgical procedures requiring multiple appointments across several months — from extraction and bone preparation through the osseointegration healing phase to final restoration. Financing is almost always necessary for this level of investment.

💰 Average $19,979/arch · Up to $40,000+ full mouth ⚠️ Multi-month process — not same-day 💳 Third-party financing available
📊 Aspen Dental Price List at a Glance — Side-by-Side

These figures reflect Aspen Dental’s own published national averages based on 2026 internal data. Your local office may charge more or less. Always confirm in writing before any treatment begins.

Service Aspen Avg (2026) Reported Range Typical Insurance Key Watch-Out
New Patient Exam + X-Rays$29 offer$80+ standard valueBilled to plan for insuredNo cleaning; uninsured only
Routine CleaningOffice-quoted$75–$200 ref.Usually 100% (PPO)Scheduled after exam — separate charge
Deep Cleaning (SRP)Office-quoted$600–$1,40050–80% after deductibleFor gum disease only
Composite Filling~$259Varies by surfaces80% after deductibleMore surfaces = higher cost
Dental Crown$1,269$902–$2,05150% after deductibleRoot canal first = two bills
Root Canal (front tooth)$625–$800 est.$625–$1,000 typ.50–80%Crown required after
Root Canal (molar)~$949 avg$900–$1,60750–80%Molar crown also more expensive
Simple Extraction$179 avg$104–$279Often 80%Surgical is a different price
Surgical Extraction$184–$488$184–$48850–80%Impacted wisdom teeth here
Basic Denture (per arch)From $499 w/planHigher without planVaries by planSavings Plan + extractions extra
Signature Elite Denture (per arch)~$2,469Varies by locationVaries by planBest materials; 90-day guarantee
Partial Denture$650–$1,300 typ.Varies by teethVaries by planMetal or Flexilytes options
Single Implant (complete)$3,158–$6,533Post+abutment+crownRarely covered fullyBone graft may add $2,000–$4,000
Implant Dentures (snap-on)$8,289 avg/arch$7,628–$13,297Partial coverage varies25-yr + 7-yr warranty
Fixed Full-Arch Implants$19,979 avg/arch$19,315–$30,878Rarely coveredMulti-month; financing needed
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Prices reflect Aspen Dental’s 2026 published national averages from internal data. Every office sets its own fee. Always request a written, itemized treatment plan from your specific location before committing to any service. Insurance coverage percentages are typical ranges and vary by individual plan.

New Patient Exam + X-Rays
Price$29 promotional
IncludesExam + X-rays only
Watch OutCleaning is separate
Routine Cleaning
No Insurance$75–$200
With InsuranceUsually $0 (PPO)
NoteQuoted after exam
Composite Filling
Average~$259
Insurance80% covered typically
Dental Crown
Average$1,269
Range$902–$2,051
Watch OutRoot canal adds $625–$1,607
Root Canal
Average~$949
Range$625–$1,607
Watch OutCrown after: add $902–$2,051
Simple Extraction
Average$179/tooth
Surgical$184–$488/tooth
Basic Denture
PriceFrom $499/arch
RequiresSavings Plan $49/yr
Watch OutExtractions billed extra
Signature Elite Denture
Average~$2,469/arch
Warranty90-day money-back
Single Implant (Complete)
Range$3,158–$6,533
Watch OutBone graft adds $2,000–$4,000
Fixed Full-Arch Implants
Average$19,979/arch
Full Mouth$40,000+
💳 How to Pay at Aspen Dental — Every Option, Honestly Explained

Aspen Dental markets itself on affordability. Here is an honest breakdown of what each payment path actually means in practice.

✅ Dental Insurance — Most Major Plans Accepted

Aspen Dental works with most major dental insurance providers, including Delta Dental, Cigna, Aetna, Humana, MetLife, UnitedHealthcare, Anthem, and many others. Each office verifies your specific plan’s benefits before treatment begins and provides an estimate of what your insurance will cover versus what you owe. Coverage for a given procedure can vary by plan even within the same insurance company — confirm your specific benefits at your office. Aspen does not accept Medicaid or original Medicare Parts A and B. Medicare Advantage plans that include dental benefits may be accepted — verify with your local office and your plan before scheduling.

✅ Delta Dental, Cigna, Aetna, Humana ✅ MetLife, UnitedHealthcare, Anthem ❌ Medicaid not accepted — any location ❌ Original Medicare Parts A & B not accepted ⚠️ Medicare Advantage dental — verify by plan
💡 Aspen Dental Savings Plan — $49/Year for No-Insurance Patients

The Aspen Dental Savings Plan is a discount membership, not insurance, costing $49 per year. It provides free exams and X-rays and saves up to 30% on most general dentistry services at participating Aspen offices. It covers only services performed by Aspen general dentists — not specialist referrals. If Aspen refers you to an outside endodontist, oral surgeon, or periodontist, the Savings Plan discount does not apply to that specialist’s fees. The plan auto-renews annually; to cancel, contact the plan before your renewal date via your online dashboard or by calling 1-877-808-2776.

💰 $49/year — no waiting period ✅ Free exams + X-rays included ✅ Up to 30% off most services ❌ Does not apply to specialist referrals ⚠️ Auto-renews — cancel before renewal date
💳 Third-Party Financing — Spread the Cost Over Time

Aspen partners with CareCredit, American First Finance, Proceed Finance, HFD, and Fortiva Retail Credit and states that 99% of patients who apply are approved. Many lenders offer promotional interest-free periods. The part most patients miss: deferred-interest plans charge all accumulated interest at the original purchase rate if you still carry a balance when the promotional period ends. On a $3,000 dental bill, that can be a painful surprise. Read the financing terms before signing, know exactly when the promotional period expires, and prioritize paying the balance in full before that date. Most prequalification checks are soft credit inquiries that won’t affect your credit score.

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💳 CareCredit, American First Finance, Proceed Finance ✅ 99% approval rate claimed ❌ Deferred interest can hit hard — read terms carefully
🏦 Other Payment Methods

Aspen Dental accepts cash, personal checks, and all major credit cards. HSA (Health Savings Account) and FSA (Flexible Spending Account) funds can be used for dental procedures, as dental care is an IRS-qualified medical expense. Using HSA or FSA funds effectively gives you a pre-tax discount on dental costs. If you have an FSA with a use-it-or-lose-it deadline approaching, dental work is one of the better ways to deploy those dollars before they expire.

💵 Cash, check, major credit cards ✅ HSA and FSA funds accepted
🙋 What to Do Based on Your Specific Situation

The right approach at Aspen Dental depends entirely on why you are going and what your financial situation looks like. Here is how to think through the most common scenarios.

🚨 I Have a Dental Emergency — Pain, Broken Tooth, or Swelling

Call your nearest Aspen Dental office and identify it as an emergency — many locations offer same-day or next-day appointments for urgent situations. If you are uninsured, the $29 new-patient exam and X-rays applies even to emergency visits, keeping your entry cost low. Do not go to a hospital ER for tooth pain alone — ERs are not equipped for dental procedures and will typically only prescribe antibiotics and pain relief without addressing the underlying cause. However: if swelling is progressing rapidly, making it hard to breathe or swallow, or if you have a high fever, that is a medical emergency — call 911 or go to the nearest ER immediately.

📞 Call local office — identify as emergency 💰 $29 exam applies for uninsured patients ⚠️ ER only for breathing difficulty or high fever
🪥 I Just Need a Cleaning and Have No Insurance

Start with the $29 new-patient offer. The exam and X-rays give your dentist the information needed to recommend exactly what kind of cleaning you need. Not everyone who walks in asking for a “routine cleaning” actually qualifies for one. If your X-rays and exam reveal significant tartar buildup or early gum disease, the dentist may recommend a deep cleaning (scaling and root planing) instead of a standard prophylaxis. The cost difference is significant — $75–$200 for a routine cleaning versus $600–$1,400 for a full deep cleaning. Know this possibility going in. Ask to see your exam results before agreeing to any recommended upgrade, and remember: you are not obligated to proceed with anything.

🦷 I Need Dentures and I’m Not Sure Where to Start

Request a full assessment at your first visit. The dentist will determine whether remaining teeth need to be extracted first, what condition your jawbone and gums are in, and what denture tier makes sense. Get the full treatment estimate in writing — it should include the denture price, extraction costs, and the cost of the first hard reline (typically needed 3–6 months after extractions as your gums change shape). The all-in cost for getting dentures is nearly always higher than the advertised denture price alone. For patients on a fixed income with no dental insurance, asking about the Savings Plan and financing options before your appointment gives you options ready to go when you discuss the treatment plan.

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💰 I Have No Insurance and a Large Treatment Plan

A large Aspen Dental treatment plan — $3,000 or more — warrants getting a second estimate from at least one other provider before proceeding. This is standard financial advice for any large dental commitment, not a criticism of Aspen specifically. The itemized written treatment plan lists each procedure by dental code (D-codes), which makes apples-to-apples comparison across providers possible. The Savings Plan and CareCredit can reduce and spread the cost — but so can a community health center or dental school clinic if cost is a serious barrier. Dental schools supervised by licensed dentists often perform the same procedures at 40–60% below private practice rates. Find one near you at ADEA.org. For federally qualified health centers with sliding-scale fees, visit findahealthcenter.hrsa.gov.

📋 Use D-codes from treatment plan for comparison quotes 🏫 Dental school option: ADEA.org 🌐 Health center finder: findahealthcenter.hrsa.gov
👴 I’m a Senior — What Should I Know Before Going?

Original Medicare does not cover any routine dental care — cleanings, extractions, fillings, crowns, dentures — regardless of which dentist you see. Many seniors are caught off guard by this. If you have a Medicare Advantage (Part C) plan, check whether your plan includes dental benefits and what the specific allowances are for each service; Aspen’s team can verify this at your visit. For veterans receiving VA benefits, ask your VA representative about VADIP (VA Dental Insurance Program), which provides group-rate dental insurance through Delta Dental and MetLife for eligible veterans and their families. If you have no dental coverage at all, the $49/year Savings Plan is worth considering for any year in which you expect significant dental work.

❌ Original Medicare does not cover dental ⚠️ Medicare Advantage dental — verify your plan 🎖️ Veterans: va.gov/resources/dental-care for VADIP
❓ Questions to Ask Before Agreeing to Any Treatment

These are the questions that protect your wallet and your health — the ones most patients only wish they had asked before work began.

📄 Always Ask for the Itemized Treatment Plan in Writing First

“Can I have a written, itemized estimate listing every procedure by its dental code and cost — including any preparatory work — before I agree to anything?” Aspen Dental is required to provide this, and it is genuinely one of the most patient-friendly things they do. The itemized plan lists each procedure with its D-code (a universal dental procedure code), making it possible to get a direct comparison from another office if you want a second opinion. You can take it home, review it at your own pace, and ask questions about each line item. There is no charge to receive the estimate and no obligation to proceed.

💰 Ask for the Total All-In Cost — Including Everything

“If I go forward with this treatment plan, what is the total I will owe — including the cleaning, any extractions, relines, bone work, or other add-ons?” Individual line items can be easy to underestimate and add up to a surprising total. For dentures, ask: “Does this price include the extractions? The first hard reline? What could push this number higher?” For implants: “Is bone grafting included in this estimate, or is that a separate charge?” Getting a realistic all-in total before the first procedure protects you from financial surprises partway through a multi-step plan.

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🏥 Ask Whether Your Procedure Is Done In-House or Referred Out

“Will this procedure be performed here by an Aspen Dental dentist, or will I be referred to a specialist?” This matters for two reasons: first, the Aspen Dental Savings Plan discount only applies to services performed by Aspen general dentists — not to specialist referrals. Second, specialist fees are typically higher than general dentist fees for the same procedure code. If you need an endodontist for a complex root canal or an oral surgeon for impacted wisdom teeth, ask upfront what that specialist’s fee will be so you can budget accordingly.

🔁 Ask About the Refund and Warranty Policy Before Getting Dentures

“Can you walk me through the denture money-back guarantee — what exactly it covers, how long I have to use it, and what I need to do to request a refund?” The 90-day money-back guarantee is a genuine consumer protection, but it has specific conditions: the refund request must be submitted within 90 days of your final denture insertion, and the denture must be physically returned within 90 days of your request. It covers the denture cost only — not extractions, relines, or other associated services. Getting the specific terms in writing at the start protects you if you ever need to use it.

This page is for general informational purposes only and is not affiliated with, endorsed by, or sponsored by Aspen Dental Management, Inc. or any Aspen Dental branded practice. Aspen Dental branded practices are independently owned and operated by licensed dentists. All price information reflects Aspen Dental’s published national averages based on 2026 internal data as reported on aspendental.com; actual fees are set by each individual office and may differ. Always request a written, itemized treatment plan from your specific location before agreeing to any dental procedure. Insurance coverage percentages shown are general reference ranges — your specific plan’s benefits determine actual coverage. The Aspen Dental Savings Plan is a dental discount plan, not insurance; see plan terms and conditions for full details. Aspen Dental does not accept Medicaid or original Medicare Parts A and B. Original Medicare does not cover routine dental care regardless of which dentist you see. For federally qualified health centers offering sliding-scale dental care, visit findahealthcenter.hrsa.gov. For dental schools near you, visit ADEA.org.

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